Dental And Vision Insurance

Dental Insurance


Dental Insurance is separate coverage but is often bundled with health insurance. It can also be purchased in a standalone basis.


Seeing a dentist every six months is important in maintaining healthy teeth and gums which are important to your overall well-being and are an indicator of your health. Dentists may identify health issues and will alert you to see your doctor about managing any potential health problems. Dental insurance helps pay for dental procedures that are needed to bring you to good oral health.


The types of dental plans: 


  • DHMO: This type of dental insurance has a limited network of dentist. A dentist will be assigned to you as your primary dentist. You’ll need a referral to see a dental specialist, e.g. periodontist, orthodontist.


  • DPPO: This type of dental insurance has a larger network of dentist. There is also out-of-network coverage. This plan type has maximum calendar coverage so when this limit is reached benefits are done and will not start up again until the next calendar year.


What is Covered:


  • Exam and Cleaning: This is dental preventative care that you should do every six months. Typically there is no copay for this service.
  • Minor Restorative dental care. An example of this is a tooth filling.
  • Major Restorative dental care. An example of this is a root canal.


Some services require a waiting period. Please contact us for more details.

Vision Insurance


  • Vision Insurance provides coverage for an optometrist who checks overall eye health but primarily checks if you can see at a distance and/or up close.


  • You’ll want to make sure your optometrist is in-network to receive the full benefits. If you see a non-network provider, you may be responsible for all of the charges.


  • Vision Insurance also covers a set amount for frames, lenses, and contact lenses.


  • Vision Insurance doesn’t cover an ophthalmologist who is a medical doctor who specializes in eye health. This coverage is part of your health insurance plan.


  • For good eye health, it is advisable to visit once a year.

Office

2725 E Pacific Coast Hwy.
Suite #101

Signal Hill, CA 90755