Medicare Advantage

How Does a Medicare Advantage Plan Work?


These are private health plans that take over primary coverage from original Medicare Part A and B. In order to enroll in a Medicare Advantage Plan, you must enroll and remain enrolled in Medicare Part A and B and pay the Part B premium.


The Medicare Advantage Health ID card is the only card you have to show your doctor, facility, or pharmacy. You do not need to show your Medicare Part A and B card.

Benefits of Enrolling in a Medicare Advantage Plan


Most participants in these plans pay no premium.


Plans have many services where you have no copays and a small maximum out of pocket expense; this is an annual cap in expenses after which every provider and medical facilities are covered 100%.



In addition to providing Part A and B coverage, Medicare Advantage plans offer additional benefits that original Medicare doesn’t offer including:

  • prescription drug coverage
  • dental
  • vision
  • hearing
  • chiropractic
  • acupuncture
  • transportation
  • gym membership
  • and more
Infographic showing healthcare benefits covered by Medicare Part C in orange boxes connected to a central Part C circle.

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